Instruments for charting your whole financial voyage. Everything runs in your browser, and nothing you enter is ever sent anywhere. Keep your data with the Export buttons; it lives only on your device.
Track where you are, project where you're heading, optionally tidy up, then test what happens when you live off it. Each stage hands its data to the next: finish one and click Proceed to carry everything forward automatically.
Your net-worth console. Log every holding across currencies, see your allocation, and snapshot it over time.
Open →Project the portfolio forward. Set each asset's return and contributions, and see where the voyage lands over the years.
Open →Test living off it. Set a withdrawal as a monthly figure or a percentage, and see whether the pool sustains or runs aground.
Open →Arrived, and ready to settle? Before drawing down, consolidate: rotate each holding into a simple equity-to-bond split and tidy the portfolio for the distribution phase. An optional diversion off the main voyage: take it from Landfall or True North, and it flows on to Soundings. Skip it and the voyage runs fine without.
Independent instruments, no voyage required. Reach for one whenever a single decision needs testing.
A rotation calculator. Test moving an amount from one asset to another and see which course compounds better, and exactly when it overtakes. Independent of the voyage; import any portfolio and ask the question.
A quick drawdown check. Enter a single pot, its return, and a withdrawal: see at once whether it sustains, grows, or runs aground, and in which year. No accounts, no imports; the fast read when Soundings is more than you need.