Withdrawal
Monthly draw
MYR
Portfolio draw rate
% per year
Draw method
Inflation-adjust draw % / yr
Asset pool
Horizon years
Starting pool
–
Annual draw (yr 1)
–
At horizon
–
Total drawn
–
over horizon
Portfolio under drawdown · stacked by strategic group
Year-by-year · balance, draw, and growth each year
Asset returns · editable, annual %, in each asset's own currency
Withdrawals are drawn proportionally across the pool's assets each month, so the mix holds roughly steady. Returns are your assumptions, compounded monthly. A portfolio earning more than you draw survives; drawing faster than it earns depletes it. This is deterministic: it excludes volatility and sequence-of-returns risk, which matter most in early retirement.