Soundings

Drawdown Projection · measuring whether the water runs deep enough

Soundings is the decumulation companion to Landfall. Where Landfall projects the portfolio growing, Soundings projects it being drawn down — you stop adding and start living off it. Set a withdrawal as a fixed monthly figure or a portfolio percentage (each shows the other), and see whether the portfolio sustains the draw, keeps growing despite it, or runs aground — and if so, in which year.

First time

New chart

Import a portfolio export from Binnacle or True North. Soundings seeds each asset with a sensible return — you tune the rates and set your draw.

○ Portfolio JSON — not loaded
From Landfall

Carry over returns

Already tuned your returns in Landfall? Import a portfolio export and your Landfall file — the per-asset returns carry straight over, so you just set the draw.

○ Portfolio JSON — not loaded
○ Landfall JSON — not loaded
Returning

Resume chart

Import a fresh portfolio export and your saved Soundings file. Values refresh from the portfolio; your returns and draw settings re-apply.

○ Portfolio JSON — not loaded
○ Soundings JSON — not loaded